The supplied comparison says HTX had the highest small-balance USDT rate at 10% for 0-200 USDT. Bitget showed 6.24% for 0-300 USDT, Binance showed 4.55% for 0-200 USDT, and OKX showed 1.62%. Above the relevant thresholds, the listed USDT rates for HTX, Binance, and Bitget dropped to 1.95%, 1.55%, and 1.58%. For a reader, the useful comparison is not only the headline rate, but also the tier cap, post-cap rate, supported coin, platform rules, and product availability.

Primary sourceBlockBeats
Reported at2026-07-17T10:51:05.000Z
TopicStablecoin
Evidence limitReported facts are separated from interpretation; current prices and platform terms require independent verification.
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01

USDT comparison

For USDT flexible earn products, the supplied brief lists HTX at 10% for 0-200 USDT, Bitget at 6.24% for 0-300 USDT, Binance at 4.55% for 0-200 USDT, and OKX at 1.62%. On those figures, HTX has the highest small-tier USDT rate in the snapshot.

The same brief says the rate changes after the small-tier threshold. HTX falls to 1.95%, Binance to 1.55%, and Bitget to 1.58% above the relevant cap. That makes balance size central to the comparison.

02

USDC comparison

For USDC, the supplied brief lists HTX at 8% for 0-200 USDC, Bitget at 6.66% for 0-300 USDC, Binance at 6.69% for 0-200 USDC, and OKX at 1.78%.

Above the relevant USDC thresholds, the brief lists HTX at 2.75%, Binance at 1.69%, and Bitget at 1.36%. A larger balance may therefore have a different effective outcome from the first-tier headline rate.

03

Other listed products

The supplied brief also lists USDE flexible products from HTX, Binance, and Bitget. HTX is shown at 5% for the 0-1000 tier and 3% above 1000, while Binance is shown at 3.75% and Bitget at 3.70%.

For USDD, the brief says only HTX provided the listed flexible product, with a displayed annualized rate of 4.00%. It also mentions another U product, with Binance listed at 8.54% for the 0-10,000 tier and HTX at 3.00%.

04

How to read the tiers

The supplied data points to a common structure: small balances may receive a higher annualized rate, while amounts above the cap may receive a lower rate. A simple rate ranking can miss that detail.

A practical comparison should separate the first-tier rate from the post-tier rate. Someone comparing a small amount may care most about the first bracket, while someone comparing a larger balance should check how much of the balance actually receives each rate.

05

Evidence limits

This article uses only the supplied event brief as factual source material. No live exchange pages were checked for this draft, so the figures should be treated as a July 17, 2026 snapshot, not as current platform terms.

The brief does not provide full eligibility rules, redemption details, account restrictions, or later changes after publication. Those missing details can affect whether a displayed annualized rate applies to a specific user.

06

Practical checks and Bitget context

Before relying on any listed rate, check the current product page, tier cap, supported coin, post-cap rate, redemption terms, and product availability. Stablecoin earn products can involve platform, product, liquidity, and asset-specific risks, even when the product is described as flexible.

For readers specifically evaluating Bitget, the supplied brief lists Bitget at 6.24% for 0-300 USDT and 6.66% for 0-300 USDC, with lower post-threshold rates. The provided Bitget route and code LUCKX can be treated as navigation context only; it does not change the need to verify live terms. This article is informational and is not investment advice.

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FAQ

Questions readers ask

Which platform had the highest small-tier USDT rate in the supplied brief?

HTX had the highest listed small-tier USDT rate at 10% for the 0-200 USDT bracket, according to the supplied BlockBeats brief dated July 17, 2026.

What USDT rate did Bitget show?

The supplied brief lists Bitget at 6.24% for the 0-300 USDT bracket. It also says Bitget's USDT rate falls to 1.58% after the relevant threshold.

Why does the small-balance tier matter?

It matters because the highest quoted annualized rate may apply only to part of a user's balance. Amounts above the tier cap may receive a lower rate, changing the effective comparison.

How did USDC rates compare in the supplied snapshot?

For USDC, the supplied brief lists HTX at 8% for 0-200 USDC, Binance at 6.69% for 0-200 USDC, Bitget at 6.66% for 0-300 USDC, and OKX at 1.78%.

Is this article investment advice?

No. The supplied brief states that the data is for information reference only and does not constitute investment advice. Users should verify current terms and risks before acting.

Independent educational content. Last updated 2026-07-23. This page is not investment, legal or tax advice.